Your home costs more than your home.
Stamp duty, fees, inspections: the price tag is only the start.Guess the rest, then see the real bill for your state.
Step 1 of 3 · The property
Deposit · 20%
Where
You are
General information only, not financial advice. Stamp duty is computed on each state and territory’s published 2025-26 schedules, including owner-occupier rates and first home buyer relief where they exist. Registration fees, conveyancing, inspections and lenders mortgage insurance are typical estimates and vary by provider, lender and property. Rates change at state budgets; check your state revenue office before committing.
Donna Research
Last updated June 26
Sources
- 1.Transfer duty rates (indexed thresholds) Revenue NSW, 2025-26
- 2.Land transfer duty rates, principal place of residence and first home buyer duty State Revenue Office Victoria, 2025-26
- 3.Transfer duty rates, home and first home concessions Queensland Revenue Office, 2025-26
- 4.Conveyance duty for non-commercial property ACT Revenue Office, 2025-26
- 5.Transfer duty schedules for WA, SA, Tasmania and the NT RevenueWA · RevenueSA · SRO Tasmania · Territory Revenue Office, 2025-26
Donna Research · duty engine validated against official state calculators at common price points · updated June 26